Opening a savings account
You can save flexibly or save with a fixed rate of return
Flexible saving
Save when it suits you? You can do it with our basic savings accounts.
Start2bank savings account |
Start2bank saving fidelity |
|
| Base rate | 0.05% on an annual basis | 0.01% on an annual basis |
| Loyalty premium | 0.10% on an annual basis | 0.20% on an annual basis |
| Minimum deposit | X | X |
| Withholding tax on the interest | Exemption: for single people up to 1,880 euro and for married or legal cohabitants upt to 3,760 euro. If more: 15% | Exemption: for single people up to 1,880 euro and for married or legal cohabitants upt to 3,760 euro. If more: 15% |
| Duration | No fixed term, open or close anaccount at any time | No fixed term, open or close anaccount at any time |
| Interest rate change | Possible at any time, communication via website or account statements. | Possible at any time, communication via website or account statements. |
| Free start and online management | yes | yes |
| Free current account available | yes | yes |
| Free home banking | yes | yes |
| Free mobile banking | yes | yes |
| Free online account statements | yes | yes |
| Collecting or depositing cash | no | no |
| Maximum amount | 1,000,000 euro | 1,000,000 euro |
| Protection of savings | Up to 100,000 euro per person protected by the Belgian deposit quarantee scheme | Up to 100,000 euro per person protected by the Belgian deposit quarantee scheme |
| Risk | In case of (risk of) bankruptcy of the financial institution: loss or reduction/conversion into shares (bail-in) of savings over protected 100,000 euro. | In case of (risk of) bankruptcy of the financial institution: loss or reduction/conversion into shares (bail-in) of savings over protected 100,000 euro. |
| Essential info | Read this document before opening an account | Read this document befor opening an account |
Saving with a fixed rate of return
You don’t need your money right away? Then you can choose for a long-term savings account with a fixed interest rate. This way, you are assured that your capital is safe and profit is guaranteed!
Do you have questions or do you want to discuss a savings plan? Feel free to contact us!